1、负责 Lazada 平台商家结算产品的规划与优化，涵盖结算周期、对账逻辑、资金结算流程等；
2、深入理解跨境电商业务模式，设计清晰、高效、合规的结算规则与系统机制；
3、与财务、技术、风控、运营及海外业务团队紧密协作，推动结算功能的落地与迭代；
4、分析结算数据异常、延迟付款等问题，提出产品化解决方案，提升结算准确率与商家体验；
5、制定结算相关的用户文档、规则说明及商家通知模板，确保信息透明可追溯；
6、关注行业趋势与竞品动态，持续优化结算系统的自动化、智能化水平。

【Job Responsibilities】
Lead the design and optimization of merchant settlement products on the Lazada platform, including settlement cycles, reconciliation logic, and fund disbursement processes;
Deeply understand cross-border e-commerce business models and define clear, efficient, and compliant settlement rules and system mechanisms;
Collaborate closely with finance, tech, risk control, operations, and overseas business teams to drive implementation and iteration of settlement features;
Analyze common issues such as settlement discrepancies or payment delays, and deliver product-driven solutions to improve accuracy and merchant satisfaction;
Develop user-facing documentation, policy guidelines, and notification templates related to settlements to ensure transparency and traceability;
Monitor industry trends and competitor practices to continuously enhance automation and intelligence in the settlement system.

【任职要求】
1、本科及以上学历，金融、会计、电子商务、计算机或相关专业优先；
2、1年以上互联网产品经验，有电商、支付、财务结算或B端产品背景者优先；
3、熟悉电商平台结算逻辑，了解对账、清分、结算（reconciliation, clearing & settlement）流程；
4、具备较强的数据分析能力，熟练使用 SQL、Excel 或数据分析工具；
5、优秀的沟通协调能力，能跨团队推动项目落地；
6、英语读写流利，具备与国际团队协作的能力
【Requirements】
1、Bachelor’s degree or above in Finance, Accounting, E-commerce, Computer Science, or related fields;
2、1+ years of experience in internet product management; prior experience in e-commerce, payments, financial settlements, or B2B products is preferred;
3、Strong understanding of e-commerce settlement workflows, including reconciliation, clearing, and fund settlement;
4、Proficient in data analysis with hands-on experience in SQL, Excel, or other analytical tools;
5、Excellent communication and cross-functional collaboration skills;
6、Fluent in English (reading and writing), with ability to work in a global team environment