Responsible for assessing and managing the risk of credit business, ensuring the safety and stability of the business.
● Conduct overall risk assessment of credit business, and formulate corresponding risk management strategies based on the results.
● Monitor and analyze risk indicators of credit business, and alert and handle exceptions.
● Participate in the development and implementation of credit business risk management policies and processes.
● Conduct risk model and data analysis.
● Collaborate with business departments and other relevant departments to jointly control and reduce business risks.
● Regularly submit risk assessment reports and recommendations to support business decisions.
Minimum Qualifications:
● Solid credit risk management knowledge and skills, familiar with risk assessment and risk control methods and processes.
● Excellent data analysis and statistical skills, able to skillfully use risk management tools and software.
● Good communication and teamwork skills, able to work closely with business departments and other relevant departments.
● Strong sense of responsibility and execution ability, able to solve problems independently and complete tasks on time.
Preferred Qualifications:
● Bachelor's degree or above, majoring in finance, economics, statistics, math or related fields.
● 10 years or more of practical experience in credit risk management, familiar with risk management in areas such as BNPL, Cash Loan, and Supply chain finance etc.